Once you’ve received a loan from Zenka, it’s important to know how to repay it promptly. We provide a straightforward guide to repay your Zenka loan either through the Zenka app or using the M-Pesa Paybill number 979988. Make sure to meet the repayment deadline and avoid any late fees or penalties.

Step-by-Step Guide: How to Repay Zenka Loan

1. Repay Zenka Loan Using the App:

  • Open the Zenka app (ensure your data is connected).
  • Press “Sign In.”
  • Confirm your account and press “Next” (Safaricom telephone number).
  • Input your 4-digit PIN and press “SIGN IN.”
  • Select the “REPAY NOW” option.
  • Choose either “Full amount due” or “Choose specific amount” to repay.
  • Press “REPAY NOW.”
  • Wait for the M-Pesa Xpress screen to pop up.
  • Enter your M-Pesa PIN and press OK.
  • Zenka will send you an SMS from 40730 confirming your loan payment.
  • Your total amount due will be updated to reflect the payment.

2. Repay Zenka Loan Using M-Pesa Paybill Number:

  • Go to your M-Pesa Menu.
  • Select “Lipa Na M-Pesa.”
  • Choose “PayBill.”
  • Enter 979988 as the business number.
  • Use your Safaricom phone number as the account number.
  • Enter the repayment amount.
  • Input your M-Pesa PIN and press OK.
  • Zenka will send you an SMS confirmation.

Remember to Use Promotion Code AJWBG

  • When applying for a loan, use the promotion code AJWBG to support saidia.

Important Tips:

  • The loan repayment period for Zenka is 61 days, with two installments to be repaid within this period.
  • The first installment is due after 30 days, and the second installment should be paid before the 61-day deadline.
  • Keep in mind that Zenka has an interest rate on borrowed money.
  • Avoid late fees and penalties by repaying your loan on time.
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Now you know how to repay your Zenka loan easily through the app or via M-Pesa Paybill number 979988. Meet your repayment obligations promptly and maintain a positive credit record with Zenka.