Mfanisi is a self-operated mobile-based bank account from Maisha Microfinance Bank available only to Airtel Money and Mpesa registered customers.

The loan is repayable within 30 days and attracts a one-off facility fee of 10%.

How to apply using Safaricom Number

  • Register by dialling *281#
  • Enter your ID Number
  • Enter names as appears on ID
  • Confirm
  • Wait for a verification message as they have to validate your details on CRB

How to apply using Airtel Number

  1. Dial USSD *222# to activate
  2. Choose Loans and Savings
  3. Pick M-Fanisi
  4. Enter amount
  5. Input your airtel money PIN
  6. Loan amount will be sent to your Airtel Money account

Users can also access Mfanisi loan through their mobile application which is available on Google play store.

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