You can  still access instant mobile loans to Mpesa when you have a feature phone (kabambe / Mulikamwizi / button phone ) or have no access to the internet or your smartphone is not compatible with most of the loan apps.

AdvertisementsThis is made possible by some lenders who provide USSD codes – numbers which you can simply dial from your phone and access quick loans.

In addition to mobile loan apps, these lenders have USSD codes for loans in Kenya and here is the list; 

USSD Code Lenders Summary

USSD Code LendersUSSD Code
HF Whizz*618#
Pesa Pap*325#
Pesa pata*269#
Okoa mia*628#

USSD Loans In Kenya

1. Timiza USSD Code 

A product of Barclays Bank
To access loans from Timiza simply dial *848# and follow the next instructions.
Download Timiza App

2. HF Whizz USSD Code 

A product of Housing Finance Corporation (HFC)
HFC Whizz give loans by just dialling *618# and following the next steps required.
Download HF Whizz App

3. PesaPap USSD Code 

A product of family bank.
To access loans kindly dial *325# and proceed with the next instructions .
Download PesaPap App

4. Zenka Loan USSD Code 

Apart from downloading Zenka Loan App, loans can also be accessed by dialling *841# from your phone.
Download Zenka App

5. Okoa Mia Loans USSD Code 

Loans can be applied for by dialling USSD Code *628# from your phone’s.
Check Okoa Mia

6. PesaPata Loan USSD Code 

A product of Paddy Microfinance .
To get loans from PesaPata, dial *269# and proceed with the next instructions.
Download Scoope App .

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