In Kenya, access to quick loans has become easier with the Haraka loan app, a division of Getbucks that caters to unbanked individuals, especially those in informal businesses. If you need a small loan to meet your immediate financial needs, here’s how you can download and apply for loans using the Haraka loan app:
1. Download and Install the Haraka Loan App:
- To get started, head over to the Google Play Store on your Android device and search for “Haraka Loan App.”
- Click on the app and select “Install” to download it to your phone.
- Once the installation is complete, open the app to proceed with the registration.
2. Sign Up Using Your Facebook Account:
- To register for Haraka loans, you’ll need a Facebook account.
- Use your Facebook credentials to sign up on the app, making the registration process quick and hassle-free.
3. Link Your Mpesa Account:
- Before applying for a loan, ensure you have an active Mpesa account where the loan funds will be sent.
- Link your Mpesa number to your Haraka loan app account for easy loan disbursement and repayments.
4. Apply for a Loan:
- Once you’ve completed the sign-up process, you can now apply for a loan.
- On the app’s interface, select the loan amount you need. Haraka loans range from KES 500 to KES 5,000.
- Choose your preferred loan repayment period, which can be between 7 days to 30 days (1 month).
5. Receive Funds within Minutes:
- After submitting your loan application, Haraka loan app will review and approve your request promptly.
- If your loan is approved, the funds will be sent directly to your Mpesa number within minutes, making it a convenient option for urgent financial needs.
6. Referral Program:
- Similar to other popular loan apps, Haraka also offers a referral program.
- Invite your friends and family to download and use the Haraka loan app using your referral code (F8YFHVH).
- Earn rewards and increase your loan limit as you refer more people to the platform.
If you’re already using Tala, Branch, or Saida loan apps, consider giving the Haraka loan app a try for quick and hassle-free access to loans. Remember to use your loans responsibly and repay them on time to maintain a good credit history and increase your chances of accessing larger loan amounts in the future.
Note: Remember to use the referral code F8YFHVH during sign-up to get KES 100 rewarded to you as a new member. Good luck with your loan applications!